Union County property record for 306 Smith Cir, Matthews, NC 28104 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,750 sqft Living Area |
| Lot Size | 18,644 sqft (0.428 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2018) |
| Tax Bill | $3,077.00 (2025) |
Source: Union County records · APN 07-126-098
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 SMITH CIR, MATTHEWS, NC 28104-4988 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GEORGE MASON MTG |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Jan 04, 2006 · Amount on Record |
| Deed Doc Number | 201833132 |
| Deed Book / Page | 7277 / 50 |
| Prior Transfer Date | Mar 22, 2006 |
| Prior Transfer Doc | 4403784 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 306 SMITH CIR, MATTHEWS, NC 28104-4988 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7586127 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 7586/127 |
| Instrument | 0005096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 306 SMITH CIR, MATTHEWS, NC 28104-4988 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 802532 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 8025/32 |
| Instrument | 11842 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 30, 2018 |
| Property Address | 306 SMITH CIR, MATTHEWS, NC 28104-4988 |
| Document Number | 727750 |
| Book / Page | 007277 / 000050 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 33132 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | AUSTIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 SMITH CIR MATTHEWS NC 281044988, MATTHEWS, NC 28104-4988 |
| Document Number | 727753 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 007277/000053 |
| Instrument | 33133 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 306 SMITH CIR, MATTHEWS, NC 28104-4988 |
| Document Number | 698987 |
| Book / Page | 006989 / 000087 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 306 SMITH CIR MATTHEWS NC 281044988, MATTHEWS, NC 28104-4988 |
| Document Number | 698987 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 006989/000087 |
| Instrument | 22621 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,077.00 (+11.81%) | $449,800 (+37.64%) Land $65,500 Building $384,300 | $449,800 (+37.64%) Land $65,500 Building $384,300 |
| 2023 | $2,752.00 | $326,800 Land $37,900 Building $288,900 | $326,800 Land $37,900 Building $288,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 2% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-126-098 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,750 sqft Living Area |
| 1st Floor | 1,150 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,644 sqft (0.428 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,080 sqft Garage |
| Deck Area | 196 sqft Deck |
| Patio Area | 196 sqft Patio |
| Porch Area | 390 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 306 SMITH CIR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4988 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #19 STALLINGS PARK SEC1 BLKB PB6PG085 |
| Legal Subdivision | STALLINGS PARK |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NC |
| Minor Civil Division | VANCE |
| Census Blockgroup | 1 |
| Census Block | 1062 |
| Census Tract | 20312 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures