Union County property record for 313 Smith Cir, Matthews, NC 28104 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,375 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,000 (2020) |
| Tax Bill | $1,986.00 (2025) |
Source: Union County records · APN 07-126-146
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 SMITH CIR, MATTHEWS, NC 28104-4991 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 11, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Deed Doc Number | 202017209 |
| Deed Book / Page | 7672 / 655 |
| Prior Transfer Date | Jul 10, 1998 |
| Prior Transfer Doc | 0000051816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 313 SMITH CIR, MATTHEWS, NC 28104-4991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6878253 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 6878/253 |
| Instrument | 0004489 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 313 SMITH CIR, MATTHEWS, NC 28104-4991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7347638 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 7347/638 |
| Instrument | 0009356 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 19, 2020 |
| Property Address | 313 SMITH CIR, MATTHEWS, NC 28104-4991 |
| Document Number | 0007672655 |
| Book / Page | 7672 / 655 |
| Map Reference | MB 6 PG 85 |
| Instrument Date | May 19, 2020 |
| Instrument | 17209 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17018 ENCHANTED CIR W, 17018, SUGAR LAND, TX 77498-4807 |
| Name | Verified Name |
|---|---|
| Address | 313 SMITH CIR, MATTHEWS, NC 28104-4991 |
| Document Number | 0000017210 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 17210 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,986.00 (+16%) | $286,700 (+43.21%) Land $65,300 Building $221,400 | $286,700 (+43.21%) Land $65,300 Building $221,400 |
| 2023 | $1,712.00 | $200,200 Land $37,700 Building $162,500 | $200,200 Land $37,700 Building $162,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 3% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-126-146 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,375 sqft Living Area |
| 1st Floor | 1,375 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,295 sqft (0.42 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 313 SMITH CIR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4991 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #67 STALLINGS PARK BLKC PB6 PG085 |
| Legal Subdivision | STALLINGS PARK |
| Legal Block | C |
| Legal Lot Number | 67 |
| Jurisdiction | UNION NC |
| Minor Civil Division | VANCE |
| Census Blockgroup | 1 |
| Census Block | 1063 |
| Census Tract | 20312 |
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