317 Pomian Ct, Laredo, TX 78045 Property Records

Webb County property record for 317 Pomian Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,070 sqft · built 2014
Lot Size	0.137 acres (5,970 sqft)
Owner	Individual Name on File
Last Sale	$233,050 (Feb 2023)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-80004-120`

Property Details

APN / Parcel Number

Primary APN	`983-80004-120`
Alternative APN	`397707`

Interior

Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	840 sqft
Utility Area	28 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,970 sqft (0.137 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	221 sqft

Location & Zoning

Street Address	317 POMIAN CT
City	LAREDO
State	TX
Zip	78045-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	AQUERO, BLOCK 4, LOT 12, PHASE I
Legal Subdivision	AQUERO
Legal Phase	I
Legal Block	4
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

317 Pomian Ct is owned and occupied by an individual who bought it in February 2023.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 POMIAN CT, LAREDO, TX 78045-4199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS EQUITY LLC
Feb 21, 2023	Vendor's Lien, Transfer · FHA Mortgage DIRECTIONS EQUITY LLC
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Prior Sale	Oct 9, 2013
Deed Document Number	20231492204
Deed Book / Page	5418 / 322
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	317 POMIAN CT, LAREDO, TX 78045-4199
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 POMIAN CT, LAREDO, TX 78045-4199

Mortgage

Document Number	005418/336
Date	Feb 21, 2023
Book Page	5418/336
Instrument	1492206

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 21, 2023
Property Address	317 POMIAN CT, LAREDO, TX 78045-4199
Document Number	005418/322
Book / Page	5418 / 322
Map Reference	VOL 28 PG 95,95A&95B
Instrument Date	Feb 17, 2023
Instrument	1492204
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 POMIAN CT, LAREDO, TX 78045-4199

Mortgage

Document Number	0001492205
Date	Feb 21, 2023
Instrument	1492205

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	317 POMIAN CT, LAREDO, TX 78045-4199
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 POMIAN CT, LAREDO, TX 78045-4199

Mortgage

Document Number	005358/621
Date	Oct 11, 2022
Book Page	5358/621
Instrument	1481745

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 317 Pomian Ct was $1,552, down 17.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,723 (-0.67%) Land $68,894 Building $235,829	$304,723 (-0.67%) Land $68,894 Building $235,829
2025	$1,552.00 (-17.71%)	$306,788 Land $68,894 Building $237,894	$306,788 Land $68,894 Building $237,894
2024	$1,886.00
2023		$263,044 Land $45,790 Building $217,254	$263,044 Land $45,790 Building $217,254
2022	$1,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Pomian Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Pomian Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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