312 Pomian Ct, Laredo, TX 78045 Property Records

Webb County property record for 312 Pomian Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,628 sqft · built 2011
Lot Size	0.144 acres (6,277 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Jul 2021)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-80004-260`

Property Details

APN / Parcel Number

Primary APN	`983-80004-260`
Alternative APN	`397721`

Interior

Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,628 sqft
Utility Area	18 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,277 sqft (0.144 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Location & Zoning

Street Address	312 POMIAN CT
City	LAREDO
State	TX
Zip	78045-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	AQUERO, BLOCK 4, LOT 26, PHASE I
Legal Subdivision	AQUERO
Legal Phase	I
Legal Block	4
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

312 Pomian Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 POMIAN CT, LAREDO, TX 78045-4199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	20211435971
Deed Book / Page	5068 / 276
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	005068/276
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	312 POMIAN CT, LAREDO, TX 78045-4199
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004883/768
Date	Oct 19, 2020
Book Page	4883/768
Instrument	1407449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jun 1, 2045

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 19, 2021
Property Address	312 POMIAN CT, LAREDO, TX 78045-4199
Document Number	005068/276
Book / Page	5068 / 276
Map Reference	VOL 28 PG 95,95A&95B
Instrument Date	Jul 16, 2021
Instrument	1435971
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Mortgage

Document Number	0001435972
Date	Jul 19, 2021
Instrument	1435972

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 312 Pomian Ct was $1,350 with a homeowner's exemption, down 11.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,013 (-0.65%) Land $71,934 Building $193,079	$265,013 (-0.65%) Land $71,934 Building $193,079
2025	$1,350.00 (-11.59%) Homeowner's exemption	$266,750 Land $71,934 Building $194,816	$266,750 Land $71,934 Building $194,816
2024	$1,527.00
2023		$226,810 Land $47,831 Building $178,979	$226,810 Land $47,831 Building $178,979
2022	$1,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Pomian Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Pomian Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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