402 Pomian Ct, Laredo, TX 78045 Property Records

Webb County property record for 402 Pomian Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,868 sqft · built 2015
Lot Size	0.182 acres (7,953 sqft)
Owner	Individual Name on Record
Tax Bill	$1,688 (2024)
Deeds & Mortgages	Feb 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-80004-050`

Property Details

APN / Parcel Number

Primary APN	`983-80004-050`
Alternative APN	`397700`

Interior

Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,868 sqft
Utility Area	88 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,953 sqft (0.182 acres)
Garage Type	Carport
Carport	Carport
Carport Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	218 sqft

Location & Zoning

Account Number	397700
Old Parcel Number	98380004050
Street Address	402 POMIAN CT
City	LAREDO
State	TX
Zip	78045-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO, BLOCK 4, LOT 5, PHASE I
Legal Subdivision	AQUERO
Legal Phase	I
Legal Block	4
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	402 POMIAN CT, LAREDO, TX 78045-4198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025
Deed Sale	Feb 3, 2025
Prior Sale	Jun 17, 2020
Deed Document Number	1548956
Deed Book / Page	5777 / 735
Record Updated	Jun 8, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 3, 2025
Property Address	402 POMIAN CT, LAREDO, TX 78045-4198
Document Number	005777/735
Book / Page	5777 / 735
Map Reference	VOL 28 PG 95
Instrument Date	Jan 31, 2025
Instrument	1548956
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 POMIAN CT, LAREDO, TX 78045-4198

Mortgage

Document Number	0001548957
Date	Feb 3, 2025
Instrument	1548957

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 17, 2020
Property Address	402 POMIAN CT, LAREDO, TX 78045-4198
Document Number	004803/358
Book / Page	4803 / 358
Map Reference	VOL 28 PG 95,95A&95B
Instrument Date	Jun 15, 2020
Instrument	1394974
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 POMIAN CT, LAREDO, TX 78045-4198

Mortgage

Document Number	0001394975
Date	Jun 17, 2020
Instrument	1394975

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,195 (+16.49%)	$315,248 (+18.77%)
2024	$1,688.00 (+13.06%)
2023		$265,434 Land $59,568 Building $205,866	$265,434 Land $59,568 Building $205,866
2022	$1,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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