317 Pearson Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 317 Pearson Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 2007
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$261,900 (Dec 2019)
Tax Bill$4,095 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNT061100058

Property Details

APN / Parcel Number

Primary APNT061100058
Alternative APN
  • 3-0037-9824-00-0058.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area1,479 sqft
Basement Area1,441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT061100058
Old Parcel NumberT061100058
Street Address317 PEARSON CT
CitySAINT CHARLES
StateMO
Zip63304-2668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDYSTON PL #1 LOT 58
Legal Range04E
Legal Township46N
Legal SubdivisionADDYSTON PL #1
Legal Lot Number58
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2005
Census Tract311149

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address317 PEARSON CT, SAINT CHARLES, MO 63304-2668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2019 · Amount on Record
Deed SaleDec 6, 2019 · Amount on Record
Prior SaleAug 20, 2015
Deed Document Number0007195104
Deed Book / Page7195 / 104
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 6, 2019
Property Address317 PEARSON CT, SAINT CHARLES, MO 63304-2668
Document Number0071950104
Book / Page7195 / 0104
Map ReferenceMB 42 PG 108
Instrument DateDec 4, 2019
Instrument20191206000702660
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 PEARSON CT, SAINT CHARLES, MO 63304-2668
InvestorPossibly a Property Investor

Mortgage

Document Number20191206000702670
DateDec 6, 2019
Instrument20191206000702670
Lender
NameCOMMUNITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,095.00$69,038 (+10.2%)$363,360 (+10.2%)
2023$62,647
2022$329,719 Land $70,000 Building $259,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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