St. Charles County property record for 321 Pearson Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,267 sqft · built 2007 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2021) |
| Tax Bill | $4,264 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T061100057 |
| Primary APN | T061100057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 1,467 sqft |
| Basement Area | 1,441 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 641 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T061100057 |
|---|---|
| Street Address | 321 PEARSON CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDYSTON PL #1 LOT 57 |
| Legal Subdivision | ADDYSTON PL #1 |
| Legal Lot Number | 57 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311149 |
Source: St. Charles County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Jan 16, 2015 · Amount on Record |
| Deed Document Number | 202126383 |
| Prior Transfer Date | Jan 8, 2015 |
| Prior Transfer Doc | 0062940021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 25, 2021 |
| Property Address | 321 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Document Number | 2021R026383 |
| Map Reference | MB 42 PG 108-111 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021R-026383 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 PEARSON CT, 321, SAINT CHARLES, MO 63304-2668 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Document Number | 2021R026384 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021R-026384 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,264.00 (+9.17%) | $71,915 (+9.94%) | $378,498 (+9.94%) Building $378,498 |
| 2024 | $3,906.00 | ||
| 2023 | $65,410 | ||
| 2022 | $344,265 Land $70,000 Building $274,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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