308 Pearson Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 308 Pearson Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,598 sqft · built 2012
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$252,850 (May 2012)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT061100036

Property Details

APN / Parcel Number

Primary APNT061100036
Alternative APN
  • 3-0037-9824-00-0036.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,598 sqft Living Area
Gross Area3,844 sqft
1st Floor Area1,732 sqft
Basement Area1,732 sqft
Finished Basement866 sqft
Unfinished Basement866 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT061100036
Street Address308 PEARSON CT
CitySAINT CHARLES
StateMO
Zip63304-2668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDYSTON PL #1 LOT 36
Legal SubdivisionADDYSTON PL #1
Legal Lot Number36
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2005
Census Tract311149

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address308 PEARSON CT, SAINT CHARLES, MO 63304-2668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2012 · Amount on Record
Deed SaleMay 16, 2012 · Amount on Record
Prior SaleMay 16, 2012
Deed Document Number2012362730
Deed Book / Page5779 / 1723
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address308 PEARSON CT, SAINT CHARLES, MO 63304-2668
Document Number0073580212
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address308 PEARSON CT ST CHARLES MO 633042668, ST CHARLES, MO 63304-2668

Mortgage

Document Number0073580212
DateJul 30, 2020
Book Page007358/000212
Instrument538130
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term180 Months
DueJul 29, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$80,015 (+14.52%)$421,131 (+14.52%) Building $421,131
2023$69,869
2022$367,730 Land $70,000 Building $297,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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