317 McCumber St, Buchanan, MI 49107 Property Records

Berrien County property record for 317 McCumber St, Buchanan, MI 49107

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (May 2026)
Tax Bill	$271 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0012-00-4`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0012-00-4`
Alternative APN	`11-58-4950-0012-00-4`

Exterior

Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 MCCUMBER ST
City	BUCHANAN
State	MI
Zip	49107-1132
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1 SIN
Legal Description	LOT 12 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

317 McCumber St, residential vacant land, is owned by an individual who bought it in May 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	315 MCCUMBER ST, BUCHANAN, MI 49107-1132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN
Aug 19, 2022	Personal Representative Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	2026460860
Deed Book / Page	3477 / 1959
Prior Transfer Date	Jan 16, 2004
Prior Transfer Doc	2487001729
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 14, 2026
Property Address	317 MCCUMBER ST, BUCHANAN, MI 49107-1132
Document Number	0000460860
Book / Page	3477 / 1959
Instrument Date	May 14, 2026
Instrument	2026460860
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MCCUMBER ST, BUCHANAN, MI 49107-1132

Mortgage

Document Number	0000460861,
Date	May 14, 2026
Instrument	2026460861

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 19, 2022
Property Address	317 MCCUMBER ST, BUCHANAN, MI 49107-1132
Document Number	03383/1393
Book / Page	3383 / 1393
Map Reference	LB 7 PG 6
Instrument Date	Aug 9, 2022
Instrument	2022360480
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2855 REDBUD TRL, NILES, MI 49120-8724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MCCUMBER ST, BUCHANAN, MI 49107-1132

Mortgage

Document Number	0033831395
Date	Aug 19, 2022
Instrument	3383-1395

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 317 McCumber St was $271, up 2.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,900 (+15.48%)	$35,800 (+15.48%)
2025	$271.00 (+2.26%)	$15,500	$31,000
2024	$265.00
2023		$5,900	$11,800
2022	$115.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 McCumber St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 McCumber St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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