313 McCumber St, Buchanan, MI 49107 Property Records

Berrien County property record for 313 McCumber St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1943
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$100 (Apr 1994)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0014-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0014-00-7`
Alternative APN	`11-58-4950-0014-00-7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	696 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 MCCUMBER ST
City	BUCHANAN
State	MI
Zip	49107-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 14 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	14
Legal Unit	14
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County assessment roll, APN 58-4950-0014-00-7, as of June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 MCCUMBER ST, BUCHANAN, MI 49107-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 1994 · Amount on Record
Deed Sale	Apr 10, 1994 · Amount on Record
Prior Sale	Aug 08, 1989 · Amount on Record
Deed Book / Page	1673 / 63
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	313 MCCUMBER ST, BUCHANAN, MI 49107-1132
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 MCCUMBER ST, BUCHANAN, MI 49107-1132

Mortgage

Document Number	03458/3110
Date	Aug 28, 2025
Book Page	3458/3110
Instrument	2025440508

Lender

Name	COUNTRY HERITAGE CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll as of June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (+37.61%)	$120,000 (+37.61%)
2025	$1,077.00 (+7.59%)
2023		$43,600	$87,200
2022	$1,001.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 269 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000960, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUCHANAN serves 4,871 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.