Passaic County and Clifton City property record for 317 Harding Ave, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,287 sqft · built 1931 |
| Lot Size | 0.084 acres (3,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Nov 2022) |
| Tax Bill | $9,610 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00020-03-00015 |
| Primary APN | 02-00020-03-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,287 sqft Living Area |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,663 sqft (0.084 acres) |
| Lot Dimensions | 99 ft deep x 37 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200020300015 |
|---|---|
| Street Address | 317 HARDING AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07011-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Subdivision | CITY/ CLIFTON |
| Legal Block | 20.3 |
| Legal Lot Number | 15 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 124602 |
317 Harding Ave is owned and occupied by an individual who bought it in November 2022.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 HARDING AVE, CLIFTON, NJ 07011-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on File |
| Deed Sale | Nov 18, 2022 · Amount on File |
| Prior Sale | Nov 17, 2016 · Amount on File |
| Deed Document Number | 202253666 |
| Deed Book / Page | 4436 / 1 |
| Prior Transfer Date | Feb 18, 2021 |
| Prior Transfer Doc | 0000015725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 18, 2022 |
| Property Address | 317 HARDING AVE, CLIFTON, NJ 07011-3111 |
| Document Number | 0000053666 |
| Book / Page | D4436 / 1 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022053666 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9811 MARSH HAVEN CT, BALTIMORE, MD 21220-1767 |
| Name | Verified Name |
|---|---|
| Address | 317 HARDING AVE, CLIFTON, NJ 07011-3111 |
| Document Number | 0000053667 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022053667 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 4, 2021 |
| Property Address | 317 HARDING AVE, CLIFTON, NJ 07011-3111 |
| Document Number | 0000015725 |
| Book / Page | D3985 / 156 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021015725 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 317 HARDING AVE, CLIFTON, NJ 07011-3111 |
| Document Number | 0000015726 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021015726 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 317 Harding Ave was $9,610, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,800 (-) Land $77,200 Building $79,600 | $156,800 (-) Land $77,200 Building $79,600 | |
| 2025 | $9,610.00 (+3.24%) | $156,800 Land $77,200 Building $79,600 | $156,800 Land $77,200 Building $79,600 |
| 2024 | $9,308.00 | ||
| 2023 | $156,800 Land $77,200 Building $79,600 | $156,800 Land $77,200 Building $79,600 | |
| 2022 | $8,703.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 317 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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