311 Harding Ave, Clifton, NJ 07011 Property Records

Passaic County and Clifton City property record for 311 Harding Ave, Clifton, NJ 07011

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 1974
Lot Size	0.084 acres (3,663 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Nov 2019)
Tax Bill	$12,221 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00020-03-00017`

Property Details

APN / Parcel Number

Primary APN	`02-00020-03-00017`
Alternative APNs	`0200020000300017` `0200020300017`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,663 sqft (0.084 acres)
Lot Dimensions	99 ft deep x 37 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200020300017
Street Address	311 HARDING AVE
City	CLIFTON
State	NJ
Zip	07011-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B1
Legal Block	20.3
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	4
Census Block	4019
Census Tract	124602

Owner

311 Harding Ave is owned and occupied by an individual who bought it in November 2019.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	311 HARDING AVE, CLIFTON, NJ 07011-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Aug 15, 2001 · Amount on File
Deed Document Number	201953201
Deed Book / Page	3694 / 144
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 18, 2019
Property Address	311 HARDING AVE, CLIFTON, NJ 07011-3111
Document Number	0000053201
Book / Page	D3694 / 0144
Instrument Date	Oct 21, 2019
Instrument	2019053201
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5041 SHADOW MOUNTAIN RD, 5041, LAS CRUCES, NM 88011-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 HARDING AVE, CLIFTON, NJ 07011-3111

Mortgage

Document Number	0000053202
Date	Nov 18, 2019
Book Page	M15835/0060
Instrument	2019053202

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 311 Harding Ave was $12,221, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,400 (-) Land $77,200 Building $122,200	$199,400 (-) Land $77,200 Building $122,200
2025	$12,221.00 (+3.25%)	$199,400 Land $77,200 Building $122,200	$199,400 Land $77,200 Building $122,200
2024	$11,836.00
2023		$199,400 Land $77,200 Building $122,200	$199,400 Land $77,200 Building $122,200
2022	$11,385.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 311 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20