321 Harding Ave, Clifton, NJ 07011 Property Records

Passaic County and Clifton City property record for 321 Harding Ave, Clifton, NJ 07011

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1931
Lot Size	0.084 acres (3,663 sqft)
Owner	Individual Name on Record
Tax Bill	$8,519 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-00020-03-00014`

Property Details

APN / Parcel Number

Primary APN	`02-00020-03-00014`
Alternative APNs	`0200020000300014` `0200020300014`

Interior

Stories	2 Stories
Building Area	1,214 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,663 sqft (0.084 acres)
Lot Dimensions	99 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	0200020300014
Street Address	321 HARDING AVE
City	CLIFTON
State	NJ
Zip	07011-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B1
Legal Block	20.3
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	4
Census Block	4019
Census Tract	124602

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 HARDING AVE, CLIFTON, NJ 07011-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,000 (-) Land $77,200 Building $61,800	$139,000 (-) Land $77,200 Building $61,800
2025	$8,519.00 (+3.25%) Widower's exemption	$139,000 (-) Land $77,200 Building $61,800	$139,000 (-) Land $77,200 Building $61,800
2024	$8,251.00 (+7.35%)
2023		$139,000 Land $77,200 Building $61,800	$139,000 Land $77,200 Building $61,800
2022	$7,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20