317 Contentment Dr, Locust, NC 28097 Property Records

Stanly County property record for 317 Contentment Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$367,000 (Jun 2025)
Tax Bill$3,085 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jun 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN557603445823

Property Details

APN / Parcel Number

Primary APN557603445823
Alternative APNs
  • 1551810
  • 1527529
  • 139208

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Finished Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area240 sqft
PorchPorch
Porch Area110 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1551810
Street Address317 CONTENTMENT DR
CityLOCUST
StateNC
Zip28097-0020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 317 CONTENTMENT DR LOT 184B SEC B WHISPERING 557603278
Legal SubdivisionWHISPERING HILLS PHASES 1 AND 2
Legal Lot Number184B
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3009
Census Tract930801

Owner

317 Contentment Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address317 CONTENTMENT DR, LOCUST, NC 28097-0020
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 20, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 5, 2019Warranty Deed, Subdivision Related Transfer
INDEPENDENCE TITLE GROUP LLC
Jul 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2025 · Amount on File
Deed SaleJun 20, 2025 · Amount on File
Prior SaleDec 5, 2019 · Amount on File
Deed Document Number2025478659
Deed Book / Page1886 / 847
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address317 CONTENTMENT DR, LOCUST, NC 28097-0020
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000435114
DateJul 12, 2021
Book Page1748/1562
Instrument435114
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 20, 2025
Property Address317 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000478659
Book / Page1886 / 847
Map ReferenceMB 26 PG 113&114
Instrument DateJun 20, 2025
Instrument478659
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$734.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 CONTENTMENT DR, LOCUST, NC 28097-0020

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 CONTENTMENT DR, LOCUST, NC 28097-0020

Mortgage

Document Number0000478660
DateJun 20, 2025
Instrument478660
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 5, 2019
Property Address317 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000415340
Book / Page001687 / 000832
Instrument DateDec 5, 2019
Instrument415340
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2019
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$474.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 CONTENTMENT DR LOCUST NC 280970020, LOCUST, NC 28097-0020

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 19, 2019
Property Address317 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000411310
Book / Page001675 / 000506
Instrument DateJul 18, 2019
Instrument411310
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$210.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 317 Contentment Dr was $3,085.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,085.00$335,363 (-) Land $65,000 Building $270,363$335,363 (-) Land $65,000 Building $270,363
2025$3,085.00$335,363 Land $65,000 Building $270,363$335,363 Land $65,000 Building $270,363
2023$2,655.00$243,584 Land $55,000 Building $188,584$243,584 Land $55,000 Building $188,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Contentment Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Contentment Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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