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324 Contentment Dr, Locust, NC 28097 Property Records

Stanly County property record for 324 Contentment Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Jul 2024)
Tax Bill$3,062 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN557603446639

Property Details

APN / Parcel Number

Primary APN557603446639
Alternative APNs
  • 1543386
  • 1531021
  • 1547982
  • 139198

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Finished Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area240 sqft
PorchPorch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1547982
Street Address324 CONTENTMENT DR
CityLOCUST
StateNC
Zip28097-0020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 324 CONTENTMENT DR LOT 194B SEC B WHISPERING 557603268
Legal SubdivisionWHISPERING HILLS PHASES 1 AND 2
Legal Lot Number194B
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3009
Census Tract930801

Owner

Source: Stanly County records · APN 557603446639

Assessment roll updated August 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2023Warranty Deed, Transfer
Oct 01, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Jul 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleMay 17, 2023 · Amount on Record
Deed Document Number2024469525
Deed Book / Page1857 / 945
Prior Transfer DateSep 29, 2020
Prior Transfer Doc0000424351
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CONTENTMENT DR, LOCUST, NC 28097-0020

Mortgage

Document Number0000482501
DateOct 31, 2025
Book Page1899/1037
Instrument482501
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 17, 2023
Property Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000458061
Book / Page1821 / 20
Map ReferenceMB 26 PG 113-114
Instrument DateMay 17, 2023
Instrument458061
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

AmountAmount Recorded
Tax$682.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5538 CAMELOT DR, CHARLOTTE, NC 28270-0413

Transferred To (Grantee/Buyer)

NameVerified Name
Address752 HARBOUR ISLE WAY, WEST PALM BEACH, FL 33410-3232

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 01, 2020
Property Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000424352
Book / Page001715 / 000059
Instrument DateSep 30, 2020
Instrument424352
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$506.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CONTENTMENT DR LOCUST NC 280970020, LOCUST, NC 28097-0020

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 30, 2019
Property Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000414377
Book / Page001684 / 000789
Instrument DateOct 29, 2019
Instrument414377
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address324 CONTENTMENT DR LOCUST NC 28097, LOCUST, NC 28097

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 19, 2019
Property Address324 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000411310
Book / Page001675 / 000506
Instrument DateJul 18, 2019
Instrument411310
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00 (+16.16%)$332,855 (+37.6%) Land $65,000 Building $267,855$332,855 (+37.6%) Land $65,000 Building $267,855
2023$2,636.00 (+0.92%)$241,901 (-) Land $55,000 Building $186,901$241,901 (-) Land $55,000 Building $186,901
2022$2,612.00$241,901 Land $55,000 Building $186,901$241,901 Land $55,000 Building $186,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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