305 Contentment Dr, Locust, NC 28097 Property Records

Stanly County property record for 305 Contentment Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,232 sqft · built 2019
Lot Size0.239 acres (10,454 sqft)
OwnerCompany Name on File
Last Sale$410,000 (Jul 2022)
Tax Bill$2,749 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN557603443747

Property Details

APN / Parcel Number

Primary APN557603443747
Alternative APNs
  • 1539423
  • 1527799
  • 139205

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Stories2 Stories
Building Area2,232 sqft Finished Area
Gross Area2,682 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area240 sqft
PorchPorch
Porch Area110 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1539423
Street Address305 CONTENTMENT DR
CityLOCUST
StateNC
Zip28097-0020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 305 CONTENTMENT DR LOT 187B SEC B WHISPERING 557603275
Legal SubdivisionWHISPERING HILLS PH 1 2
Legal Lot Number187B
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3009
Census Tract930801

Owner

Source: Stanly County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 6, 2022Warranty Deed, Transfer
NOT AVAILABLE, INVESTORS TITLE
May 20, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Dec 13, 2019Warranty Deed, Subdivision Related Transfer
INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 6, 2022 · Amount on Record
Deed SaleJul 6, 2022 · Amount on Record
Prior SaleMay 20, 2022 · Amount on Record
Deed Document Number0001792433
Deed Book / Page1792 / 433
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address305 CONTENTMENT DR, LOCUST, NC 28097-0020
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000431485
DateApr 9, 2021
Book Page1737/1226
Instrument431485
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 6, 2022
Property Address305 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000448858
Book / Page1792 / 433
Map ReferenceMB 26 PG 113&114
Instrument DateJul 6, 2022
Instrument448858
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyNOT AVAILABLE, INVESTORS TITLE

Transaction

AmountAmount Recorded
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 20, 2022
Property Address305 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000447199
Book / Page1787 / 192
Map ReferenceMB 26 PG 113-114
Instrument DateMay 19, 2022
Instrument447199
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 DANIEL DR, LEXINGTON, NC 27295-9878

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 13, 2019
Property Address305 CONTENTMENT DR, LOCUST, NC 28097-0020
Document Number0000415573
Book / Page001688 / 000384
Instrument DateDec 13, 2019
Instrument415573
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 7, 2020
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$516.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address305 CONTENTMENT DR LOCUST NC 280970020, LOCUST, NC 28097-0020

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,749.00$252,264 Land $55,000 Building $197,264$252,264 Land $55,000 Building $197,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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