317 Cardinal Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 317 Cardinal Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,983 sqft · built 1985
Lot Size	0.198 acres (8,629 sqft)
Owner	Individual Name on Record
Last Sale	$593,800 (Nov 2021)
Tax Bill	$10,665 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Mortgage
APN	`H205000003001202`

Property Details

APN / Parcel Number

Primary APN	`H205000003001202`
Alternative APNs	`R188295` `188295`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,983 sqft Living Area
Gross Area	4,594 sqft
1st Floor Area	3,083 sqft
2nd Floor Area	700 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,629 sqft (0.198 acres)
Lot Dimensions	105 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	97 sqft
Porch	Covered Porch
Porch Area	35 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	317 CARDINAL AVE
City	MCALLEN
State	TX
Zip	78504-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE MANOR E1/2 LOT 12 & W48 LOT 13 BLK 3
Legal Subdivision	HERITAGE MANOR - SML
Legal Tract	12
Legal Block	3
Legal Lot Number	12
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3003
Census Tract	20906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 CARDINAL AVE, MCALLEN, TX 78504-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE
Jan 26, 2017	Deed of Trust, Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Aug 24, 2015
Deed Document Number	20213284898
Prior Transfer Date	Oct 10, 2013
Prior Transfer Doc	0002458322
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Nov 22, 2021
Property Address	317 CARDINAL AVE, MCALLEN, TX 78504-2740
Document Number	0003284898
Map Reference	VOL 12 PG 30
Instrument Date	Nov 19, 2021
Instrument	3284898
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	LANDTITLE TX LLC, LANDTITLE TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 FALSE BAY, LAREDO, TX 78041-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CARDINAL AVE, MCALLEN, TX 78504-2740

Mortgage

Document Number	0003284899
Date	Nov 22, 2021
Instrument	3284899

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0003284899
Date	Nov 22, 2021
Instrument	3284899

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	317 CARDINAL AVE, MCALLEN, TX 78504-2740
Document Number	0002787766
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	317 CARDINAL AVE MCALLEN TX 785042740, MCALLEN, TX 78504-2740

Mortgage

Document Number	0002787766
Date	Feb 15, 2017
Instrument	2787766

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	MCALLEN, TX 78501

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,556 (-8.5%) Land $81,113 Building $399,443	$480,556 (-8.5%) Land $81,113 Building $399,443
2025	$10,665.00 (-9.04%) Homeowner's exemption	$525,198 (+14.87%) Land $81,113 Building $444,085	$525,198 (+14.87%) Land $81,113 Building $444,085
2024	$11,725.00 (+9.01%)
2023	$10,756.00 (+17.63%)	$457,210 Land $81,113 Building $376,097	$457,210 Land $81,113 Building $376,097
2022	$9,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: VTX Communications.

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