309 Cardinal Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 309 Cardinal Ave, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,848 sqft · built 1980
Lot Size0.184 acres (7,998 sqft)
OwnerIndividual Name on File
Last Sale$294,000 (Sep 2020)
Tax Bill$8,015 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2017 Mortgage
APNH205000003001400

Property Details

APN / Parcel Number

Primary APNH205000003001400
Alternative APNs
  • R188297
  • 188297

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,848 sqft Living Area
Gross Area3,400 sqft
1st Floor Area2,848 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area7,998 sqft (0.184 acres)
Lot Dimensions105 ft deep x 76 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area89 sqft
PorchCovered Porch
Porch Area216 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address309 CARDINAL AVE
CityMCALLEN
StateTX
Zip78504-2740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHERITAGE MANOR E20 LOT 13 & W56 LOT 14 BLK 3
Legal SubdivisionHERITAGE MANOR - SML
Legal Tract14
Legal Block3
Legal Lot Number14
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group3
Census Block3003
Census Tract20906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Cardinal Ave is owned and occupied by an individual who bought it in September 2020.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address309 CARDINAL AVE, MCALLEN, TX 78504-2740
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Vendor's Lien, Transfer · Conventional Mortgage
TEXAS NATIONAL BANK
Apr 18, 2017Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2020 · Amount on File
Deed SaleSep 16, 2020 · Amount on File
Prior SaleMar 23, 2016 · Amount on File
Deed Document Number20203148407
Prior Transfer DateSep 15, 2020
Prior Transfer Doc0003148407
Record UpdatedOct 29, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateSep 16, 2020
Property Address309 CARDINAL AVE, MCALLEN, TX 78504-2740
Document Number0003148407
Map ReferenceVOL 21 PG 30
Instrument DateSep 15, 2020
Instrument3148407
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyEDWARDS ABSTRACT AND TTL CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address309 CARDINAL AVE, 309, MCALLEN, TX 78504-2740

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 SYDNEY AVE, EDINBURG, TX 78539-2733

Mortgage

Document Number0003148408
DateSep 16, 2020
Instrument3148408
Lender
NameTEXAS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address309 CARDINAL AVE, MCALLEN, TX 78504-2740
Document Number0002808499
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 CARDINAL AVE MCALLEN TX 785042740, MCALLEN, TX 78504-2740

Mortgage

Document Number0002808499
DateApr 24, 2017
Instrument2808499
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cardinal Ave was $8,015 with a homeowner's exemption, up 24.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,000 (-3.42%) Land $75,183 Building $319,817$395,000 (-3.42%) Land $75,183 Building $319,817
2025$8,015.00 (+24.63%) Homeowner's exemption$408,970 Land $75,183 Building $333,787$408,970 Land $75,183 Building $333,787
2024$6,431.00 (-12.88%)
2023$7,382.00 (+22.42%) Homeowner's exemption$356,466 Land $75,183 Building $330,816$405,999 Land $75,183 Building $330,816
2022$6,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 309 Cardinal Ave; there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims3 (2012–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Cardinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: VTX Communications.

Nearby Properties on Cardinal Ave

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