308 Cardinal Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 308 Cardinal Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 8,510 sqft · built 1990
Lot Size	0.623 acres (27,151 sqft)
Owner	Individual Name on File
Last Sale	$525,200 (May 2024)
Tax Bill	$23,320 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Mortgage + 1 more
APN	`H205000004000100`

Property Details

APN / Parcel Number

Primary APN	`H205000004000100`
Alternative APNs	`R188300` `188300`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	8,510 sqft Living Area
Gross Area	9,866 sqft
1st Floor Area	7,037 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	27,151 sqft (0.623 acres)
Lot Dimensions	105 ft deep x 258 ft wide
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	120 sqft
Pool House	173 sqft
Porch	Covered Porch
Porch Area	140 sqft
Patio Area	165 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 CARDINAL AVE
City	MCALLEN
State	TX
Zip	78504-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE MANOR LOTS 1, 2, 3 & E52 LOT 4 BLK 4
Legal Subdivision	HERITAGE MANOR - SML
Legal Tract	1
Legal Block	4
Legal Lot Number	1
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3002
Census Tract	20906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

308 Cardinal Ave is owned by an individual who bought it in May 2024.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	433 NORTH LOOP W, HOUSTON, TX 77008-2029
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 11, 2022	Vendor's Lien, Transfer · Seller Carry-Back ZONIA LOPEZ
Feb 6, 2017	Quit Claim Deed, Transfer · Line of Credit HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Apr 11, 2022 · Amount on File
Deed Document Number	20243552891
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	0001501488
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	308 CARDINAL AVE, MCALLEN, TX 78504-2739
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CARDINAL AVE, MCALLEN, TX 78504-2739

Mortgage

Document Number	0003438920
Date	Apr 14, 2023
Instrument	3438920

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Apr 11, 2022
Property Address	308 CARDINAL AVE, MCALLEN, TX 78504-2739
Document Number	0003330731
Map Reference	VOL 21 PG 30
Instrument Date	Apr 6, 2022
Instrument	3330731
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, VALLEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4325 WELLESLEY DR, OOLTEWAH, TN 37363-8093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CARDINAL AVE, MCALLEN, TX 78504-2739

Mortgage

Document Number	0003330732
Date	Apr 11, 2022
Instrument	3330732

Lender

Name	ZONIA LOPEZ
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	19 Months
Due	Nov 6, 2023

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIDALGO TX
Recording Date	Feb 6, 2017
Property Address	308 CARDINAL AVE, MCALLEN, TX 78504-2739
Document Number	0002784588
Instrument Date	Jan 30, 2017
Instrument	2784588
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 CARDINAL AVE MCALLEN TX 785042739, MCALLEN, TX 78504-2739

Mortgage

Document Number	2784589
Date	Feb 6, 2017
Instrument	2784589

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Cardinal Ave was $23,320, up 19.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,073,743 (+4.96%) Land $204,176 Building $869,567	$1,073,743 (+4.96%) Land $204,176 Building $869,567
2025	$23,320.00 (+19.64%)	$1,022,962 Land $204,176 Building $818,786	$1,022,962 Land $204,176 Building $818,786
2024	$19,492.00 (-20.9%)
2023	$24,643.00 (+19.03%) Homeowner's exemption	$1,090,126 Land $204,175 Building $885,951	$1,090,126 Land $204,175 Building $885,951
2022	$20,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 308 Cardinal Ave; there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 Cardinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile, VTX Communications.

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