3168 Spruce Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3168 Spruce Dr, Port Huron, MI 48060

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,680 sqft · built 2005
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Jun 2019)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-28-970-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-970-0008-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	156 ft deep x 80 ft wide
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3168 SPRUCE DR
City	PORT HURON
State	MI
Zip	48060-1637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	UNIT 8 SPRUCE MEADOW CONDOMINIUM PLAN NO 203 MASTER DEED RECD IN LIBER 3343 PGS 326 TO 373 SPLIT ON 09/22/2005 FROM
Legal Subdivision	SPRUCE MEADOW CONDO
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3168 Spruce Dr, a condominium, is owned and occupied by an individual who bought it in June 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3168 SPRUCE DR, PORT HURON, MI 48060-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL INC
Jun 19, 2019	Warranty Deed, Transfer JULIE BROWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Deed Document Number	201912473
Deed Book / Page	5067 / 596
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3168 SPRUCE DR, PORT HURON, MI 48060-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050040157
Date	Nov 1, 2018
Book Page	5004/157
Instrument	2018024436

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2019
Property Address	3168 SPRUCE DR, PORT HURON, MI 48060-1637
Document Number	0050670596
Book / Page	005067 / 000596
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 SPRUCE DR PORT HURON MI 480601637, PORT HURON, MI 48060-1637

Mortgage

Document Number	50670597
Date	Jun 19, 2019
Book Page	005067/000597

Lender

Name	JULIE BROWN
Address	5127 TWIN LAKES DR, KIMBALL, MI 48074-1345
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3168 Spruce Dr was $3,727 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,600 (+9.26%)	$335,200
2025	$3,727.00 (+3.07%) Homeowner's exemption	$153,400
2024	$3,616.00		$306,800
2023		$139,700
2022	$3,245.00		$279,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3168 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3168 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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