3152 Spruce Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3152 Spruce Dr, Port Huron, MI 48060

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,938 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Jan 2026)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-970-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-970-0010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Basement Area	1,938 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	191 ft deep x 80 ft wide
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3152 SPRUCE DR
City	PORT HURON
State	MI
Zip	48060-1637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	UNIT 10 SPRUCE MEADOW CONDOMINIUM PLAN NO 203 MASTER DEED RECD IN LIBER 3343 PGS 326 TO 373 SPLIT ON 09/22/2005 FROM
Legal Subdivision	SPRUCE MEADOW CONDOMINIUM
Legal Unit	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3152 Spruce Dr, a condominium, is owned and occupied by two individuals who bought it in January 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3656 RIVER RD, EAST CHINA, MI 48054-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2017	Warranty Deed, Transfer FLAGSHIP COMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	20261057
Deed Book / Page	5889 / 369
Prior Transfer Date	Apr 12, 2018
Prior Transfer Doc	0000494113
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 14, 2026
Property Address	3152 SPRUCE DR, PORT HURON, MI 48060-1637
Document Number	0005889369
Book / Page	5889 / 369
Instrument Date	Dec 15, 2025
Instrument	2026001057
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3152 SPRUCE DR, PORT HURON, MI 48060-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 RIVER RD, EAST CHINA, MI 48054-2228

Mortgage

Document Number	2026001058
Date	Jan 14, 2026
Instrument	2026001058

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 2, 2018
Property Address	3152 SPRUCE DR, PORT HURON, MI 48060-1637
Document Number	0049410013
Book / Page	004941 / 000013
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 SPRUCE DR PORT HURON MI 480601637, PORT HURON, MI 48060-1637

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 19, 2017
Property Address	3152 SPRUCE DR, PORT HURON, MI 48060-1637
Document Number	0048500618
Book / Page	004850 / 000618
Instrument Date	Jul 17, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$417.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 ELECIA DR PORT HURON MI 480601619, PORT HURON, MI 48060-1619

Mortgage

Document Number	48500910
Date	Jul 19, 2017
Book Page	004850/000910

Lender

Name	FLAGSHIP COMUNITY FCU
Address	3910 LAPEER RD, PORT HURON, MI 48060-2402

Agreement

Amount	Amount on Record

Interest

Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 3152 Spruce Dr was $8,300 with a homeowner's exemption, up 5.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,900 (+8.53%)	$485,800
2025	$8,300.00 (+5.37%) Homeowner's exemption	$223,800
2024	$7,877.00		$447,600
2023		$216,900
2022	$5,883.00		$433,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3152 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3152 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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