3168 Kettering Rd, River Falls, WI 54022 Property Records

St. Croix County property record for 3168 Kettering Rd, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.222 acres (9,675 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Mar 2009)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Oct 2022 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276-1108-01-020`

Property Details

APN / Parcel Number

Primary APN	`276-1108-01-020`
Alternative APN	`24.28.19.907`

Exterior

Lot Area	9,675 sqft (0.222 acres)

Location & Zoning

Street Address	3168 KETTERING RD
City	RIVER FALLS
State	WI
Zip	54022-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T28N R19W PT NE SW & SE SW STERLING PONDS BLK 1 LT 20
Legal Range	19W
Legal Township	28N
Legal Section	24
Legal Subdivision	STERLING PONDS
Legal Block	1
Legal Lot Number	20
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1030
Census Tract	120901

Owner

Source: St. Croix County assessment roll, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3168 KETTERING RD, RIVER FALLS, WI 54022-5798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Beneficiary Deed, Transfer
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2009 · Amount on Record
Deed Sale	Mar 19, 2009 · Amount on Record
Prior Sale	Dec 31, 2008 · Amount on Record
Deed Document Number	2009891295
Last Transfer Date	Oct 17, 2022
Transfer Doc	0001160049
Record Updated	Sep 20, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 18, 2022
Property Address	3168 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001160049
Instrument Date	Oct 17, 2022
Instrument	1160049
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	3168 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001093166
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3168 KETTERING RD RIVER FALLS WI 540225798, RIVER FALLS, WI 54022-5798

Mortgage

Document Number	0001093166
Date	Nov 26, 2019
Instrument	1093166

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (+4.85%) Homeowner's exemption	$532,900 (+24.92%) Land $70,700 Building $462,200	$532,900 (+24.92%) Land $70,700 Building $462,200
2023	$6,962.00 Homeowner's exemption	$426,600 Land $44,200 Building $382,400	$426,600 Land $44,200 Building $382,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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