3143 Kettering Rd, River Falls, WI 54022 Property Records

St. Croix County property record for 3143 Kettering Rd, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$455,953 (Feb 2022)
Tax Bill	$7,109 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`276-1164-08-000`

Property Details

APN / Parcel Number

Primary APN	`276-1164-08-000`
Alternative APN	`24.28.19.1610`

Exterior

Lot Area	11,761 sqft (0.269 acres)

Location & Zoning

Street Address	3143 KETTERING RD
City	RIVER FALLS
State	WI
Zip	54022-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 7 LOT 13
Legal Subdivision	STERLING PONDS
Legal Block	7
Legal Lot Number	13
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1030
Census Tract	120901

Owner

Source: St. Croix County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3143 KETTERING RD, RIVER FALLS, WI 54022-5798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	1147837
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 1, 2022
Property Address	3143 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001147837
Instrument Date	Jan 28, 2022
Instrument	1147837
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Investor	Possibly a Property Investor

Mortgage

Document Number	0001147838
Date	Feb 1, 2022
Instrument	1147838

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 9, 2021
Property Address	3143 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001132015
Instrument Date	Jun 1, 2021
Instrument	1132015
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$1,296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,109.00 (+4.22%)	$506,300 (+24.92%) Land $82,800 Building $423,500	$506,300 (+24.92%) Land $82,800 Building $423,500
2023	$6,821.00	$405,300 Land $51,700 Building $353,600	$405,300 Land $51,700 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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