St. Croix County property record for 3146 Kettering Rd, River Falls, WI 54022 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,095 (Jul 2022) |
| Tax Bill | $7,191 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-1164-01-000 |
| Primary APN | 276-1164-01-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 3146 KETTERING RD |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 1 LOT 22 |
| Legal Subdivision | STERLING PONDS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | RIVER FALLS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 120901 |
Source: St. Croix County records · APN 276-1164-01-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3146 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Dec 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 1155458 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jul 01, 2022 |
| Property Address | 3146 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001155458 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 1155458 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,515.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001155459 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 1155459 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Dec 17, 2021 |
| Property Address | 3146 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001145424 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 1145424 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | River Falls City |
| Unified School District | River Falls School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,191.00 (+7.1%) | $512,100 (+28.35%) Land $82,100 Building $430,000 | $512,100 (+28.35%) Land $82,100 Building $430,000 |
| 2023 | $6,714.00 | $399,000 Land $51,300 Building $347,700 | $399,000 Land $51,300 Building $347,700 |
Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551091209011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2020, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 16% of Wisconsin |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Baldwin Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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