Oakland County property record for 3165 Adele Ter, Commerce Township, MI 48382 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,184 sqft Living Area |
| Lot Size | 51,314 sqft (1.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2004) |
| Tax Bill | $6,798.00 (2025) |
Source: Oakland County records · APN E-17-11-431-017
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Mar 01, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage LEVEL ONE BANK |
| Oct 08, 2020 | Deed of Trust, Mortgage · Line of Credit LEVEL ONE BANK |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK |
| Jun 26, 2020 | Loan Modification, Mortgage LEVEL ONE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2004 · Amount on Record |
| Deed Sale | Oct 28, 2004 · Amount on Record |
| Prior Sale | Jan 05, 1999 |
| Deed Doc Number | 2004444498 |
| Deed Book / Page | 34323 / 640 |
| Prior Transfer Date | Jul 03, 2004 |
| Prior Transfer Doc | 0000403144 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000380309 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 57760/732 |
| Instrument | 380309 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000335586 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 57536/455 |
| Instrument | 335586 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095033 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 52926/00616 |
| Instrument | 95033 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000207594 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 54967/182 |
| Instrument | 207594 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Aug 21, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000207593 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 54967/169 |
| Instrument | 207593 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3165 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000142897 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3165 ADELE TER COMMERCE TOWNSHIP MI 483824401, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 0000142897 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 054540/000115 |
| Instrument | 142897 |
| Name | LEVEL ONE BK |
|---|---|
| Type | Bank |
| Address | FARMINGTON HILLS, MI 48334 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 21, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,798.00 (-38.23%) Homeowner's exemption | $456,580 (+12.49%) | $913,160 (+12.49%) |
| 2024 | $11,006.00 (+16.76%) | ||
| 2023 | $405,890 | $811,780 | |
| 2021 | $9,426.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 932.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | E-17-11-431-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,184 sqft Living Area |
| 1st Floor | 2,060 sqft 1st Floor |
| Basement Area | 554 sqft Basement |
| Unfinished Basement | 554 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 51,314 sqft (1.17 acres) |
| Depth X Width | 170 ft x 114 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 912 sqft Garage |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3165 ADELE TER |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R8E, SEC 11 NORTH SHORES SUB S 1/2 OF LOT 31 & ALL OF LOTS 32 & 33 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | NORTH SHORES SUB |
| Legal Lot Number | 31-33 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 134400 |
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