Oakland County property record for 3193 Adele Ter, Commerce Township, MI 48382 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,542 sqft Living Area |
| Lot Size | 24,916 sqft (0.572 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2006) |
| Tax Bill | $3,861.00 (2025) |
| Primary APN | E-17-11-431-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 2,542 sqft Living Area |
| 1st Floor | 1,600 sqft 1st Floor |
| Basement Area | 1,314 sqft Basement |
| Finished Basement | 1,202 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Lot Area | 24,916 sqft (0.572 acres) |
| Depth X Width | 200 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Deck Area | 461 sqft Deck |
| Patio Area | 573 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3193 ADELE TER |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R8E, SEC 11 NORTH SHORES SUB LOT 37 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | NORTH SHORES SUB |
| Legal Lot Number | 37 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 134400 |
Source: Oakland County records · APN E-17-11-431-020
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3193 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2006 · Amount on Record |
| Deed Sale | Dec 01, 2006 · Amount on Record |
| Prior Sale | Aug 18, 2003 · Amount on Record |
| Deed Doc Number | 2006628 |
| Deed Book / Page | 38456 / 240 |
| Last Transfer Date | Oct 14, 2014 |
| Transfer Doc | 0000215596 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3193 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3193 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Document Number | 20260033504 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 61033/320 |
| Instrument | 20260033504 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3193 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000194067 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 53520/00433 |
| Instrument | 194067 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,861.00 (-38.29%) Homeowner's exemption | $454,170 (+12.26%) | $908,340 (+12.26%) |
| 2024 | $6,257.00 (+13.68%) | ||
| 2023 | $404,580 | $809,160 | |
| 2021 | $5,504.00 |
3193 Adele Ter is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 932.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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