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3142 Adele Ter, Commerce Township, MI 48382 Property Records

Oakland County property record for 3142 Adele Ter, Commerce Township, MI 48382 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,986 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2025)
Tax Bill$2,828.00 (2025)

Property Details

APN / Parcel Number

Primary APNE-17-11-428-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,986 sqft Living Area
1st Floor1,986 sqft 1st Floor
Basement Area1,986 sqft Basement
Unfinished Basement1,986 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeBrick Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Lot Area13,939 sqft (0.32 acres)
Depth X Width120 ft x 117 ft Depth x Width
Porch Area24 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3142 ADELE TER
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4400
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R8E, SEC 11 NORTH SHORES SUB LOTS 78 & 79
Legal Range08E
Legal Township02N
Legal Section11
Legal SubdivisionNORTH SHORES SUB
Legal Lot Number78-79
JurisdictionOAKLAND MI
Minor Civil DivisionCOMMERCE
Census Blockgroup3
Census Block3011
Census Tract134400

Owner

Source: Oakland County records · APN E-17-11-428-006

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2665 WELCH RD, COMMERCE TOWNSHIP, MI 48390-1555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
May 23, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 29, 2025Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Feb 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 01, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleMar 01, 2018 · Amount on Record
Deed Doc Number2025122489
Deed Book / Page60567 / 748
Prior Transfer DateMay 10, 2012
Prior Transfer Doc0000115661
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400

Mortgage

Document Number0000103179
DateApr 15, 2021
Book Page56080/471
Instrument103179
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400

Mortgage

Document Number0000057646
DateMay 23, 2024
Book Page59376/81
Instrument57646
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 27, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 29, 2025
Property Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400
Document Number0000122489
Book / Page60567 / 748
Map ReferenceLB 35 PG 39
Instrument DateSep 19, 2025
Instrument122489
Transaction TypeTransfer
Record UpdatedOct 08, 2025
Title CompanyFIDELITY NATIONAL TITLE, FNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400

Transferred To (Grantee/Buyer)

NameVerified Name
Address2665 WELCH RD, COMMERCE TOWNSHIP, MI 48390-1555

Mortgage

Document Number0060569470
DateSep 29, 2025
Instrument60569/470
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400
Document Number0000043637
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3142 ADELE TER COMMERCE TOWNSHIP MI 483824400, COMMERCE TOWNSHIP, MI 48382-4400

Mortgage

Document Number0000043637
DateMar 03, 2020
Book Page053904/000614
Instrument43637
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 01, 2018
Property Address3142 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4400
Document Number0000032890
Book / Page051597 / 000183
Instrument DateFeb 23, 2018
Instrument32890
Transaction TypeTransfer
Record UpdatedMay 01, 2018
Title CompanyGM RECORDINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,883.40
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8346 KAREN ST WESTLAND MI 481851650, WESTLAND, MI 48185-1650

Mortgage

Document Number58704
DateMar 01, 2018
Book Page051710/000586
Instrument58704
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,828.00 (-36.88%) Homeowner's exemption$168,380 (+4.85%)$336,760 (+4.85%)
2024$4,480.00 (+6.46%) Homeowner's exemption$160,590 (+12.45%)$321,180 (+12.45%)
2023$4,208.00 (+6.96%) Homeowner's exemption$142,810$285,620
2021$3,934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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