31646 Olive Tree Ct, Winchester, CA 92596 Property Records

Riverside County property record for 31646 Olive Tree Ct, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,443 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Oct 2019)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-181-039`

Property Details

APN / Parcel Number

Primary APN	`963-181-039`
Alternative APN	`958413019`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	958413019
Street Address	31646 OLIVE TREE CT
City	WINCHESTER
State	CA
Zip	92596-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.20 ACRES IN LOT 39 MB 304/026 TR 28914-1
Legal Subdivision	TRACT NO 28914 1
Legal Tract	28914-1
Legal Lot Number	39
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

31646 Olive Tree Ct is owned and occupied by an individual who bought it in October 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Oct 2, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Mar 21, 2003 · Amount on File
Deed Document Number	2019393718
Prior Transfer Date	Apr 13, 2004
Prior Transfer Doc	0000303928
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197

Mortgage

Document Number	0000297492
Date	May 13, 2021
Instrument	2021-0297492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240655
Date	Jun 14, 2018
Instrument	2018-0240655

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 14, 2028

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 2, 2019
Property Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197
Document Number	0000393718
Map Reference	MB 304 PG 26-30
Instrument Date	Sep 4, 2019
Instrument	2019-0393718
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31646 OLIVE TREE CT, WINCHESTER, CA 92596-9197

Mortgage

Document Number	0000393719
Date	Oct 2, 2019
Instrument	2019-0393719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 31646 Olive Tree Ct was $5,330.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,048 (+2%) Land $111,550 Building $323,498
2025	$5,330.00	$426,518 Land $109,363 Building $317,155
2023	$5,192.00 (+2.81%)	$409,958 Land $105,117 Building $304,841
2022	$5,050.00
2021			$431,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31646 Olive Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31646 Olive Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Accel Wireless, GeoLinks, Verizon.

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