3164 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3164 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,308 sqft · built 1950
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Tax Bill$2,976 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN248-0003-0016-00

Property Details

APN / Parcel Number

Primary APN248-0003-0016-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area884 sqft
AtticAttic
Attic Area424 sqft
Basement Area884 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialBrick
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3164 W TOWER AVE
CityCINCINNATI
StateOH
Zip45238-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST TOWER AVE 50 X 117
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1001
Census Tract10900

Owner

3164 W Tower Ave is owned and occupied by two individuals who acquired it in May 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3164 W TOWER AVE, CINCINNATI, OH 45238-3412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2006
Deed SaleMay 19, 2006
Prior SaleSep 3, 2004 · Amount on File
Deed Document Number06-077505
Deed Book / Page9719 / 03680
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3164 W TOWER AVE, CINCINNATI, OH 45238-3412
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004139
DateJul 17, 2017
Instrument17-0064139
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
AmountAmount on Record
Term144 Months
DueJul 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3164 W Tower Ave was $2,976, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,976.00 (+3.12%)$48,195 (+%) Land $6,541 Building $41,654
2024$2,886.00 (-2.2%)$48,194 (-) Land $6,541 Building $41,653
2023$2,951.00 (+68.05%)$48,194 (+88.01%) Land $6,541 Building $41,653$137,700 Land $18,690 Building $119,010
2022$1,756.00 Homeowner's exemption$25,634 Land $5,313 Building $20,321
2020$73,240 Land $15,180 Building $58,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3164 W Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3164 W Tower Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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