Hamilton County property record for 3159 W Tower Ave, Cincinnati, OH 45238 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,174 sqft · built 1950 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0065-00 |
| Primary APN | 248-0003-0065-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 2,818 sqft Gross Area |
| 1st Floor Area | 1,082 sqft 1st Floor |
| 2nd Floor Area | 762 sqft 2nd Floor |
| Upper Floors Area | 762 sqft Upper Floors |
| Basement Area | 974 sqft Basement |
| Finished Basement | 330 sqft Finished |
| Unfinished Basement | 644 sqft Unfinished |
| Stories | 1 Story |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 267 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Basement |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 63 sqft Patio |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3159 W TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST TOWER AV 50 X 267.12 IRR |
| Legal Subdivision | WM S P OSKAMP TO THE EGLO REALTY COMPANY |
| Legal Lot Number | 228 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10900 |
Source: Hamilton County records · APN 248-0003-0065-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3159 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 12, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 |
| Deed Sale | Mar 12, 2026 |
| Prior Sale | Dec 06, 2016 |
| Deed Document Number | 202618576 |
| Deed Book / Page | 15621 / 1567 |
| Prior Transfer Date | Feb 03, 2026 |
| Prior Transfer Doc | 0000018576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3159 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000047251 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 14665/2024 |
| Instrument | 2022-0047251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 12, 2026 |
| Property Address | 3159 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Document Number | 0000018576 |
| Book / Page | 15621 / 1567 |
| Map Reference | MB 1611 PG 411 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 2026-0018576 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3159 WEST TOWER AVE, CINCINNATI, OH 45238-3411 |
| Document Number | 0000018577 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-0018577 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3159 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Document Number | 0000003147 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3159 W TOWER AVE CINCINNATI OH 452383411, CINCINNATI, OH 45238-3411 |
| Document Number | 0000003147 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 014330/001386 |
| Instrument | 3147 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 07, 2026 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+2.98%) Homeowner's exemption | $53,274 (-) Land $8,232 Building $45,042 | $152,210 (-) Land $23,520 Building $128,690 |
| 2024 | $2,584.00 (-4.08%) Homeowner's exemption | $53,274 (-) Land $8,232 Building $45,042 | |
| 2023 | $2,694.00 (+16.22%) Homeowner's exemption | $53,274 (+57.13%) Land $8,232 Building $45,042 | $152,210 (+57.13%) Land $23,520 Building $128,690 |
| 2022 | $2,318.00 Homeowner's exemption | $33,905 Land $6,685 Building $27,220 | |
| 2020 | $96,870 Land $19,100 Building $77,770 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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