Hamilton County property record for 3157 W Tower Ave, Cincinnati, OH 45238
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,872 sqft · built 1950 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Aug 2009) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0066-00 |
| Primary APN | 248-0003-0066-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Finished Area |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 936 sqft |
| Basement Area | 1,062 sqft |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 14,462 sqft (0.332 acres) |
| Lot Dimensions | 285 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3157 W TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3411 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WEST TOWER AVE 50 X 285.80 IRR |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3157 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2009 · Amount on Record |
| Deed Sale | Aug 5, 2009 · Amount on Record |
| Prior Sale | Nov 3, 2003 · Amount on Record |
| Deed Document Number | 09-105931 |
| Deed Book / Page | 11207 / 00121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3157 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092049 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-0092049 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 (+1.8%) | $56,063 (+%) Land $8,452 Building $47,611 | |
| 2024 | $3,441.00 (-1.32%) | $56,062 (-) Land $8,452 Building $47,610 | |
| 2023 | $3,487.00 (+44.57%) | $56,062 (+61.11%) Land $8,452 Building $47,610 | $160,180 (+61.11%) Land $24,150 Building $136,030 |
| 2022 | $2,412.00 Homeowner's exemption | $34,798 Land $6,864 Building $27,934 | |
| 2020 | $99,420 Land $19,610 Building $79,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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