31607 Red Oak Dr, Brighton, IL 62012 Property Records

Jersey County property record for 31607 Red Oak Dr, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 2001
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Aug 2026)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-243-020-09`

Property Details

APN / Parcel Number

Primary APN	`07-243-020-09`
Alternative APN	`243-020-09`

Interior

Stories	1 Story
Building Area	1,666 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	58,370 sqft (1.34 acres)

Location & Zoning

Account Number	243-020-09
Street Address	31607 RED OAK DR
City	BRIGHTON
State	IL
Zip	62012-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDWOOD HILLS SUBDIVISION LOT 9 9-01 191K, 5-01 26K 2001 1STY/BSMT 1666SQ
Legal Range	10W
Legal Township	07N
Legal Section	33
Legal Subdivision	HARDWOOD HILLS SUBDIVISION
Legal Lot Number	9
Jurisdiction	JERSEY IL
Township / Civil Division	PIASA
Census Block Group	2
Census Block	2009
Census Tract	10200

Owner

31607 Red Oak Dr is owned and occupied by an individual who bought it in August 2026.

Source: Jersey County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	31607 RED OAK DR, BRIGHTON, IL 62012-1753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Apr 5, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) 1ST MIDAMERICA CREDIT UNION
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST MIDAMERICA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Deed Document Number	2026180977
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 31, 2026
Property Address	31607 RED OAK DR, BRIGHTON, IL 62012-1753
Document Number	0000180977
Instrument Date	Aug 28, 2026
Instrument	2026180977
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	SERENITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31607 RED OAK DR, BRIGHTON, IL 62012-1753

Mortgage

Document Number	0000180978,
Date	Aug 31, 2026
Instrument	2026180978

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31607 RED OAK DR, BRIGHTON, IL 62012-1753
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100163632
Date	Apr 5, 2021
Instrument	202100163632

Lender

Name	1ST MIDAMERICA CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31607 RED OAK DR, BRIGHTON, IL 62012-1753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000162157
Date	Nov 25, 2020
Instrument	202000162157

Lender

Name	1ST MIDAMERICA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31607 Red Oak Dr was $5,716 with a homeowner's exemption, up 6% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Piasa Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00 (+6.05%)	$105,585 Land $11,930 Building $93,655	$316,755 Land $35,790 Building $280,965
2024	$5,390.00
2022	$5,168.00 Homeowner's exemption	$84,335 Land $9,530 Building $74,805	$253,005 Land $28,590 Building $224,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31607 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31607 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Red Oak Dr

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