31597 Red Oak Dr, Brighton, IL 62012 Property Records

Jersey County property record for 31597 Red Oak Dr, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Details	1,423 sqft · built 2019
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2022)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-243-020-10`

Property Details

APN / Parcel Number

Primary APN	`07-243-020-10`
Alternative APN	`243-020-10`

Interior

Stories	1 Story
Building Area	1,423 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Account Number	243-020-10
Street Address	31597 RED OAK DR
City	BRIGHTON
State	IL
Zip	62012-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDWOOD HILLS SUBDIVISION (PT OF SEC 28 ALSO) LOT 10 NO SALES 2019 1STY/BSMT 1423SQ
Legal Subdivision	HARDWOOD HILLS SUBDIVISION
Legal Lot Number	10
Jurisdiction	JERSEY IL
Township / Civil Division	PIASA
Census Block Group	2
Census Block	2009
Census Tract	10200

Owner

31597 Red Oak Dr is owned and occupied by two individuals who acquired it in September 2022.

Source: Jersey County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jan 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDAMERICA CREDIT UNION
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Jun 28, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED COMMUNITY BANK
Aug 17, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	2022168389
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000169340
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200168390
Date	Jun 14, 2022
Instrument	202200168390

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2042/0131
Date	Jan 9, 2017
Book Page	2042/0131
Instrument	201700148511

Lender

Name	FIRST MIDAMERICA CREDIT UNION
Address	BETHALTO, IL 62010

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000161108
Date	Sep 1, 2020
Instrument	202000161108

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Jun 28, 2019
Property Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Document Number	201900156456
Instrument Date	Jun 25, 2019
Instrument	201900156456
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RED OAK DR, BRIGHTON, IL 62012

Mortgage

Document Number	201900156457
Date	Jun 28, 2019
Instrument	201900156457

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 17, 2017
Property Address	31597 RED OAK DR, BRIGHTON, IL 62012-1763
Document Number	02072/0200
Book / Page	2072 / 0200
Instrument Date	Aug 15, 2017
Instrument	201700150444
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LANGFORD CT, BETHALTO, IL 62010-2169
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 31597 Red Oak Dr was $5,319 with a homeowner's exemption, up 6.1% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Piasa Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,319.00 (+6.1%) Homeowner's exemption	$98,670 (+10.5%) Land $9,845 Building $88,825	$296,010 (+10.5%) Land $29,535 Building $266,475
2024	$5,013.00	$89,295 Land $8,910 Building $80,385	$267,885 Land $26,730 Building $241,155
2022	$4,803.00 Homeowner's exemption	$78,810 Land $7,865 Building $70,945	$236,430 Land $23,595 Building $212,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31597 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31597 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Red Oak Dr

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