31552 Red Oak Dr, Brighton, IL 62012 Property Records

Jersey County property record for 31552 Red Oak Dr, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Details	2,818 sqft · built 2005
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jul 2022)
Tax Bill	$12,411 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-243-020-13`

Property Details

APN / Parcel Number

Primary APN	`07-243-020-13`
Alternative APN	`243-020-13`

Interior

Stories	1 Story
Building Area	2,818 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Account Number	243-020-13
Street Address	31552 RED OAK DR
City	BRIGHTON
State	IL
Zip	62012-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDWOOD HILLS SUBDIVISION LOT 13 & PT LOT 12 2-19 580K 2005 1STYBRK/BSMT 2818SQ
Legal Subdivision	HARDWOOD HILLS SUBDIVISION
Legal Lot Number	12,13
Jurisdiction	JERSEY IL
Township / Civil Division	PIASA
Census Block Group	2
Census Block	2009
Census Tract	10200

Owner

31552 Red Oak Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Jersey County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDAMERICA CREDIT UNION
Feb 27, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST MIDAMERICA CREDIT UNION
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Feb 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Deed Document Number	2022168556
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002048/040
Date	Feb 27, 2017
Book Page	2048/040
Instrument	201700148910

Lender

Name	FIRST MIDAMERICA CREDIT UNION
Address	BETHALTO, IL 62010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Interest

Rate	3.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002048/055
Date	Feb 27, 2017
Book Page	2048/055
Instrument	201700148911

Lender

Name	FIRST MIDAMERICA CREDIT UNION
Address	BETHALTO, IL 62010

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 1, 2022
Property Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736
Document Number	202200168556
Instrument Date	Jun 29, 2022
Instrument	202200168556
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736

Mortgage

Document Number	202200168557
Date	Jul 1, 2022
Instrument	202200168557

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 11, 2019
Property Address	31552 RED OAK DR, BRIGHTON, IL 62012-1736
Document Number	201900155244
Instrument Date	Feb 4, 2019
Instrument	201900155244
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31552 FITZGERALD CT, BRIGHTON, IL 62012

Tax Assessment & Valuation

The 2025 property tax bill for 31552 Red Oak Dr was $12,411 with a homeowner's exemption, down 4.9% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Piasa Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,411.00 (-4.91%)	$222,085 Land $12,330 Building $209,755	$666,255 Land $36,990 Building $629,265
2024	$13,052.00
2022	$12,580.00 Homeowner's exemption	$196,695 Land $9,850 Building $186,845	$590,085 Land $29,550 Building $560,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31552 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31552 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Red Oak Dr

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