316 Stone Castle Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 316 Stone Castle Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2016
Lot Size	0.333 acres (14,524 sqft)
Owner	Individual Name on File
Last Sale	$193,600 (Sep 2016)
Tax Bill	$4,690 (2024)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-18-24-1905-000-00800`

Property Details

APN / Parcel Number

Primary APN	`20-18-24-1905-000-00800`
Alternative APN	`3837181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,524 sqft (0.333 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3837181
Street Address	316 STONE CASTLE LOOP
City	LADY LAKE
State	FL
Zip	32159-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD MANOR PB 54 PG 40-41 LOT 8 ORB 4831 PG 1713
Legal Range	24E
Legal Township	18S
Legal Section	20
Legal Subdivision	STONEWOOD MANOR
Legal Tract	A
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1031
Census Tract	30407

Owner

Source: Lake County records · APN 20-18-24-1905-000-00800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	316 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 24, 2019	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2016 · Amount on Record
Deed Sale	Sep 08, 2016 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	2016093269
Deed Book / Page	4831 / 1713
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	316 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Document Number	0052361630
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 STONE CASTLE LOOP LADY LAKE FL 321594447, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0052361630
Date	Feb 14, 2019
Book Page	005236/001630
Instrument	17666

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	316 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Document Number	0052370356
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 STONE CASTLE LOOP LADY LAKE FL 321594447, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0052370356
Date	Feb 15, 2019
Book Page	005237/000356
Instrument	18106

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,154 (+2.66%) Land $65,750 Building $191,404	$257,154 (+2.66%) Land $65,750 Building $191,404
2024	$4,690.00 (+12.98%)
2023	$4,151.00 (+7.04%)	$250,483 (+9.48%)	$250,483 (+9.48%) Land $65,750 Building $184,733
2022	$3,878.00	$228,786	$228,786 Land $44,053 Building $184,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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