314 Stone Castle Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 314 Stone Castle Loop, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2015
Lot Size	0.333 acres (14,519 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Mar 2026)
Tax Bill	$4,976 (2024)
Deeds & Mortgages	Mar 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-24-1905-000-00700`

Property Details

APN / Parcel Number

Primary APN	`20-18-24-1905-000-00700`
Alternative APNs	`241820190500000700` `3837180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,519 sqft (0.333 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	180 sqft
Utility Building	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3837180
Street Address	314 STONE CASTLE LOOP
City	LADY LAKE
State	FL
Zip	32159-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	STONEWOOD MANOR PB 54 PG 40-41 LOT 7 ORB 5742 PG 889 ORB 6439 PG 1838 ORB 6540 PG 1363
Legal Range	24E
Legal Township	18S
Legal Section	20
Legal Subdivision	STONEWOOD MANOR
Legal Tract	A
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1031
Census Tract	30407

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 1, 2021	Warranty Deed, Transfer SEAPLANE TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	202632324
Deed Book / Page	6701 / 1239
Prior Transfer Date	Dec 3, 2024
Prior Transfer Doc	0064391838
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 17, 2026
Property Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Document Number	0067011239
Book / Page	6701 / 1239
Map Reference	MB 54 PG 40&41
Instrument Date	Mar 12, 2026
Instrument	2026032324
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 BLUE MOON LN, FRUITLAND PARK, FL 34731-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0056980708
Date	Apr 28, 2021
Book Page	5698/708
Instrument	2021058930

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 1, 2021
Property Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Document Number	0057420889
Book / Page	5742 / 889
Map Reference	MB 54 PG 40
Instrument Date	Jun 24, 2021
Instrument	2021090830
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SEAPLANE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10584 WOODS DR, OXFORD, FL 34484-8728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,504 (-0.03%) Land $65,750 Building $195,754	$261,504 (-0.03%) Land $65,750 Building $195,754
2025		$261,578 (+2.32%) Land $65,750 Building $195,828	$261,578 (+2.32%) Land $65,750 Building $195,828
2024	$4,976.00 (+8.55%)
2023	$4,584.00 (+6.85%)	$255,655 (+9.69%)	$255,655 (+9.69%) Land $65,750 Building $189,905
2022	$4,290.00	$233,065	$233,065 Land $44,053 Building $189,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADY LAKE CENTRAL - WPS 1,2,3 serves 7,090 people · EPA ID FL3350977
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

314 Stone Castle Loop, Lady Lake, FL 32159 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stone Castle Loop

Nearby Streets

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