312 Stone Castle Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 312 Stone Castle Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2016
Lot Size	0.337 acres (14,683 sqft)
Owner	Individual Name on File
Last Sale	$192,400 (May 2016)
Tax Bill	$3,144 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-24-1905-000-00600`

Property Details

APN / Parcel Number

Primary APN	`20-18-24-1905-000-00600`
Alternative APN	`3837179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,683 sqft (0.337 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	219 sqft
Patio Area	407 sqft
Utility Building	1,554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3837179
Street Address	312 STONE CASTLE LOOP
City	LADY LAKE
State	FL
Zip	32159-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD MANOR PB 54 PG 40-41 LOT 6 ORB 4774 PG 973
Legal Range	24E
Legal Township	18S
Legal Section	20
Legal Subdivision	STONEWOOD MANOR
Legal Tract	A
Legal Lot Number	6
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1031
Census Tract	30407

Owner

Source: Lake County records · APN 20-18-24-1905-000-00600

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORPORATION
Aug 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 11, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2016 · Amount on Record
Deed Sale	May 03, 2016 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	2016045218
Deed Book / Page	4774 / 0973
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0066380276
Date	Nov 24, 2025
Book Page	6638/276
Instrument	2025144916

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0057652049
Date	Aug 04, 2021
Book Page	5765/2049
Instrument	2021107302

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	312 STONE CASTLE LOOP, LADY LAKE, FL 32159-4447
Document Number	0051430470
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 01, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STONE CASTLE LOOP LADY LAKE FL 321594447, LADY LAKE, FL 32159-4447

Mortgage

Document Number	0051430470
Date	Jul 23, 2018
Book Page	005143/000470
Instrument	84916

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,570 (+5.98%) Land $65,750 Building $132,820	$277,399 (+2.67%) Land $65,750 Building $211,649
2024	$3,144.00 (+11.97%)
2023	$2,808.00 (+2.03%) Homeowner's exemption	$187,360 (+3%)	$270,179 (+8.81%) Land $65,750 Building $204,429
2022	$2,752.00 Homeowner's exemption	$181,910	$248,304 Land $44,053 Building $204,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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