316 Springhurst Dr, Berea, KY 40403 Property Records

Madison County property record for 316 Springhurst Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Aug 2025)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0007-0032`

Property Details

APN / Parcel Number

Primary APN	`0086-0007-0032`
Alternative APNs	`141162` `87759` `71260`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	71260
Street Address	316 SPRINGHURST DR
City	BEREA
State	KY
Zip	40403-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HURST ESTATES LOT 32
Legal Subdivision	SPRING HURST
Legal Lot Number	32
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 SPRINGHURST DR, BEREA, KY 40403-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 28, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 18, 2023	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FAHE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	2014281575
Deed Book / Page	D872 / 206
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	316 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	00M2448/27
Date	Feb 27, 2026
Book Page	M2448/27
Instrument	2014322274

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 28, 2025
Property Address	316 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	00D872/206
Book / Page	D872 / 206
Map Reference	CAB 16 PG 157
Instrument Date	Aug 18, 2025
Instrument	2014281575
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1516 JULIA ST, GREEN COVE SPRINGS, FL 32043-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2014281580
Date	Aug 28, 2025
Instrument	2014281580

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 18, 2023
Property Address	316 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	00D842/325
Book / Page	D842 / 325
Map Reference	CAB 16 PG 157
Instrument Date	Aug 17, 2023
Instrument	2014162430
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 MACRANDER DR, BEREA, KY 40403-8085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SPRINGHURST DR, BEREA, KY 40403-8741

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2017
Property Address	316 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	D00754/337
Book / Page	D00754 / 337
Map Reference	CAB16 PG157
Instrument Date	Dec 21, 2017
Instrument	2013969664
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	LONDON, KY 40743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2013969665
Date	Dec 28, 2017
Instrument	2013969665

Lender

Name	FAHE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+10.1%) Homeowner's exemption	$233,000 (+43.47%)	$233,000 (+43.47%)
2023	$1,575.00	$162,400	$162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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