Madison County property record for 309 Springhurst Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,900 (Dec 2024) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Dec 2024 Sale Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086-0007-0002 |
| Primary APN | 0086-0007-0002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Account Number | 43089 |
|---|---|
| Street Address | 309 SPRINGHURST DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HURST ESTATES LOT 2 |
| Legal Subdivision | SPRING HURST |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11101 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2024 | Warranty Deed, Transfer |
| Dec 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 18, 2023 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Dec 10, 2024 · Amount on Record |
| Deed Document Number | 2014236388 |
| Deed Book / Page | D861 / 184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 10, 2024 |
| Property Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Document Number | 00D861/180 |
| Book / Page | D861 / 180 |
| Map Reference | CAB 16 PG 157 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2014236384 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | N27W23681 PAUL RD, PEWAUKEE, WI 53072-6283 |
| Name | Verified Name |
|---|---|
| Address | N27W23681 PAUL RD, PEWAUKEE, WI 53072-6283 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 10, 2024 |
| Property Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Document Number | 00D861/184 |
| Book / Page | D861 / 184 |
| Map Reference | CAB 16 PG 157 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2014236388 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | N27W23681 PAUL RD, PEWAUKEE, WI 53072-6283 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Document Number | 2014236391 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2014236391 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 18, 2023 |
| Property Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Document Number | 00D837/145 |
| Book / Page | D837 / 145 |
| Map Reference | CAB 16 PG 157 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2014140693 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 WINDWARD WAY APT 5, 5, RICHMOND, KY 40475-7748 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 309 SPRINGHURST DR, BEREA, KY 40403-8741 |
| Document Number | 2014140696 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2014140696 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 (+224.39%) Additional exemption filed | $349,900 (+131.42%) | $349,900 (+131.42%) |
| 2023 | $1,017.00 Homeowner's exemption | $151,200 | $151,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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