312 Springhurst Dr, Berea, KY 40403 Property Records

Madison County property record for 312 Springhurst Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,196 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$279,500 (Jun 2025)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0007-0033`

Property Details

APN / Parcel Number

Primary APN	`0086-0007-0033`
Alternative APNs	`128579` `91431` `47406`

Interior

Building Area	1,196 sqft Living Area

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	47406
Street Address	312 SPRINGHURST DR
City	BEREA
State	KY
Zip	40403-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HURST ESTATES LOT 33
Legal Subdivision	SPRING HURST
Legal Lot Number	33
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	312 SPRINGHURST DR, BEREA, KY 40403-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LEXINGTON INC
Jun 10, 2025	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jun 1, 2021	Deed, Transfer · FHA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	2014266127
Deed Book / Page	D868 / 542
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	312 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01855/153
Date	Apr 1, 2019
Book Page	M01855/153
Instrument	2013990328

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 22, 2029

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 10, 2025
Property Address	312 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	00D868/542
Book / Page	D868 / 542
Map Reference	CAB 16 SL 157
Instrument Date	Jun 6, 2025
Instrument	2014266127
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 99, BEREA, KY 40403-0099

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	312 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2014266132
Date	Jun 10, 2025
Instrument	2014266132

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 1, 2021
Property Address	312 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	00D806/175
Book / Page	D806 / 175
Instrument Date	May 18, 2021
Instrument	2014039031
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 AUGUSTA DR, 605, RICHMOND, KY 40475-7887

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	312 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2014039032
Date	Jun 1, 2021
Instrument	2014039032

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00 (-2.78%) Additional exemption filed	$200,000 (-)	$200,000 (-)
2023	$1,940.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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