316 Pine St S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 316 Pine St S, Onamia, MN 56359

Property Summary

Property TypeSingle Family Home
Details860 sqft · built 1940
Lot Size0.423 acres (18,454 sqft)
OwnerIndividual Name on Record
Last Sale$41,000 (Nov 2020)
Tax Bill$1,574 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-920-0350

Property Details

APN / Parcel Number

Primary APN22-920-0350

Interior

Building Area860 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area18,454 sqft (0.423 acres)
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Location & Zoning

Street Address316 PINE ST S
CityONAMIA
StateMN
Zip56359-4017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEX E 150 FT
Legal Range26
Legal Township41
Legal Section06
Legal SubdivisionWAY'S SUBDIVISION
Legal Lot Number23
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1065
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13897 350TH ST, ONAMIA, MN 56359-2820
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMPEER FINANCIAL FLCA
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKERS SOLUTIONS INC
Nov 25, 2020Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleFeb 2, 2015 · Amount on Record
Deed Document Number2020420908
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateApr 15, 2026
Property Address316 PINE ST S, ONAMIA, MN 56359-4017
Document Number0000450796
Instrument DateApr 10, 2026
Instrument2026450796
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13897 350TH ST, ONAMIA, MN 56359-2820

Mortgage

Document Number0000450796,
DateApr 15, 2026
Instrument2026450796
Lender
NameCOMPEER FINANCIAL FLCA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address316 PINE ST S, ONAMIA, MN 56359-4017
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A430580
DateApr 5, 2022
InstrumentA430580
Lender
NameBROKERS SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 25, 2020
Property Address316 PINE ST S, ONAMIA, MN 56359-4017
Document NumberA420908
Instrument DateJul 2, 2020
InstrumentA420908
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$135.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, ONAMIA, MN 56359-5005

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,574.00 (-7.85%)$97,300 (+11.84%) Land $33,100 Building $64,200$97,300 (+11.84%) Land $33,100 Building $64,200
2025$1,708.00 (+5.69%)$87,000 (-21.69%) Land $20,600 Building $66,400$87,000 (-21.69%) Land $20,600 Building $66,400
2023$1,616.00$111,100 Land $20,100 Building $91,000$111,100 Land $20,100 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOnamia
serves 831 people · EPA ID MN1480003
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2026)
action level 15 ppb
Copper1.49 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable · Fiber in parts of the area
250 / 20

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