313 Pine St S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 313 Pine St S, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2004
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2019)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`22-006-2000`

Property Details

APN / Parcel Number

Primary APN	`22-006-2000`

Interior

Building Area	1,600 sqft Living Area
Basement Area	1,600 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	85,813 sqft (1.97 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Location & Zoning

Street Address	313 PINE ST S
City	ONAMIA
State	MN
Zip	56359-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF ONAMIA PART OF SE OF NW OF NE, DESC COM AT SE COR OF NW OF NE, N1D19M17S E ALONG E LINE 525
Legal Range	26
Legal Township	41
Legal Section	06
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1035
Census Tract	970200

Owner

Source: Mille Lacs County records · APN 22-006-2000

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 PINE ST S, ONAMIA, MN 56359-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 16, 2019	Personal Representative Deed, Transfer · Conventional Mortgage US BANK NA
Jun 13, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	2019413765
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	313 PINE ST S, ONAMIA, MN 56359-4017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422016
Date	Jan 15, 2021
Instrument	A422016

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate

October 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 16, 2019
Property Address	313 PINE ST S, ONAMIA, MN 56359-4017
Document Number	A413765
Instrument Date	Sep 12, 2019
Instrument	A413765
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 PINE ST S, ONAMIA, MN 56359-4017

Mortgage

Document Number	A413766
Date	Oct 16, 2019
Instrument	A413766

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Jun 13, 2019
Property Address	313 PINE ST S, ONAMIA, MN 56359-4017
Document Number	A411781
Instrument Date	Jun 10, 2019
Instrument	A411781
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 137TH AVE NW, SPICER, MN 56288-9369

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (-5.27%)
2025		$265,300 (-23.3%) Land $36,100 Building $229,200	$265,300 (-23.3%) Land $36,100 Building $229,200
2023	$4,628.00	$345,900 Land $32,500 Building $313,400	$345,900 Land $32,500 Building $313,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	250 / 20

May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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