307 Pine St S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 307 Pine St S, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,588 sqft · built 1947
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2012)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone A (high risk)
APN	`22-006-1700`

Property Details

APN / Parcel Number

Primary APN	`22-006-1700`

Interior

Building Area	1,588 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Mixed
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	307 PINE ST S
City	ONAMIA
State	MN
Zip	56359-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF ONAMIA S 99 FT OF NE OF NW OF NE LYING SE'LY OF S'LY & SE'LY LINE OF BLK 2 SOO LINE ADDN
Legal Range	26
Legal Township	41
Legal Section	06
Legal Subdivision	LINE ADDN
Legal Block	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1035
Census Tract	970200

Owner

Source: Mille Lacs County records · APN 22-006-1700

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 PINE ST S, ONAMIA, MN 56359-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2012 · Amount on Record
Deed Sale	Dec 03, 2012 · Amount on Record
Deed Document Number	2012376772
Prior Transfer Date	Nov 21, 2012
Prior Transfer Doc	000A376766
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	307 PINE ST S, ONAMIA, MN 56359-4016
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A439340
Date	Dec 27, 2023
Instrument	A439340

Lender

Name	WOODLANDS NATIONAL BANK
Type	Bank
Address	ONAMIA, MN 56359

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Feb 01, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (-13.74%)
2025	$2,606.00 (-1.29%) Homeowner's exemption	$155,600 (-22.32%) Land $27,700 Building $127,900	$155,600 (-22.32%) Land $27,700 Building $127,900
2023	$2,640.00	$200,300 Land $25,800 Building $174,500	$200,300 Land $25,800 Building $174,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 32% of the US · above 58% of Minnesota
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.