310 Main St, Polson, MT 59860 Property Records

Lake County property record for 310 Main St, Polson, MT 59860

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,000 sqft · built 1952
Lot Size	0.161 acres (7,013 sqft)
Owner	Company Name on Record
Last Sale	$462,707 (May 2025)
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R159035`

Property Details

APN / Parcel Number

Primary APN	`R159035`
Alternative APNs	`15-3228-04-4-19-08-0000` `0000007898`

Interior

Stories	1 Story
Building Area	5,000 sqft Total Area
1st Floor Area	5,000 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Unfinished Basement	2,000 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,013 sqft (0.161 acres)
View / Lot	Major Street/Thoroughfare
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007898
Street Address	310 MAIN ST
City	POLSON
State	MT
Zip	59860-2122
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 13, LOT 3, ACRES 0.161
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	13
Legal Lot Number	3
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2005
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	40911 FORMAN RD, POLSON, MT 59860-7187
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit UNITY BANK
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit UNITY BANK
Nov 5, 2021	Warranty Deed, Transfer · Line of Credit WILLIS LONG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	2025631613
Prior Transfer Date	May 20, 2024
Prior Transfer Doc	0000610855
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	310 MAIN ST, POLSON, MT 59860-2122
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602398
Date	Nov 30, 2022
Instrument	602398

Lender

Name	UNITY BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	310 MAIN ST, POLSON, MT 59860-2122
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602399
Date	Nov 30, 2022
Instrument	602399

Lender

Name	UNITY BANK
Type	Bank
Address	NORTH AUGUSTA, SC 29860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Nov 5, 2021
Property Address	310 MAIN ST, POLSON, MT 59860-2122
Document Number	0000593571
Instrument Date	Nov 3, 2021
Instrument	593571
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 CEDAR PARK DR, 614, PORT ANGELES, WA 98362-8427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38035 VALLEY HILLS LN, POLSON, MT 59860-9783

Mortgage

Document Number	0000593572
Date	Nov 5, 2021
Instrument	593572

Lender

Name	WILLIS LONG
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (-13.85%)	$479,930 (-)
2025	$4,304.00 (+59.41%)	$479,930 (+295.59%)	$479,930 (+295.59%) Land $112,800 Building $367,130
2023	$2,700.00	$121,320	$121,320 Land $53,000 Building $68,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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