316 Joppa Crossing Way, Joppa, MD 21085 Property Records

Harford County property record for 316 Joppa Crossing Way, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,539 sqft · built 1997
Lot Size	0.162 acres (7,056 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Dec 2017)
Tax Bill	$3,031 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-271849`

Property Details

APN / Parcel Number

Primary APN	`01-271849`
Alternative APNs	`1271849` `271849`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,539 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,056 sqft (0.162 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	271849
Street Address	316 JOPPA CROSSING WAY
City	JOPPA
State	MD
Zip	21085-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 155 7056 SF 316 JOPPA CROSSING WAY JOPPA CROSSING PT 79/70
Legal Subdivision	JOPPA CROSSING
Legal Lot Number	155
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301401

Owner

316 Joppa Crossing Way is owned and occupied by an individual who bought it in December 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	316 JOPPA CROSSING WAY, JOPPA, MD 21085-3742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	May 21, 1997 · Amount on File
Deed Document Number	201712644-0223
Deed Book / Page	12644 / 223
Record Updated	Oct 29, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 19, 2017
Property Address	316 JOPPA CROSSING WAY, JOPPA, MD 21085-3742
Document Number	0126440223
Book / Page	12644 / 0223
Map Reference	MB CGH79 FO70
Instrument Date	Dec 12, 2017
Instrument	12644-0223
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 JOPPA CROSSING WAY, JOPPA, MD 21085-3742

Mortgage

Document Number	126440230
Date	Dec 19, 2017
Instrument	12644-0230

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 316 Joppa Crossing Way was $3,031 with a homeowner's exemption, up 10.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,031.00 (+10.86%) Homeowner's exemption	$278,167	$291,800 Land $81,200 Building $210,600
2025	$2,734.00 Homeowner's exemption
2023		$245,633	$250,900 Land $81,200 Building $169,700
2022	$2,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Joppa Crossing Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Joppa Crossing Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20