Harford County property record for 313 Joppa Crossing Way, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,248 sqft · built 2000 |
| Lot Size | 0.155 acres (6,751 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,546 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-271989 |
| Primary APN | 01-271989 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,248 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,751 sqft (0.155 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 271989 |
|---|---|
| Street Address | 313 JOPPA CROSSING WAY |
| City | JOPPA |
| State | MD |
| Zip | 21085-3742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 104 6751 SF 313 JOPPA CROSSING WAY JOPPA CROSSING PT 79/70 |
| Legal Subdivision | JOPPA CROSSING |
| Legal Lot Number | 104 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 17, 2017 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Nov 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2004 |
| Deed Sale | May 11, 2004 |
| Prior Sale | Dec 30, 1999 · Amount on Record |
| Deed Document Number | 20043527 |
| Deed Book / Page | 5350 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0170550131 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 17055/131 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 260 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144700383 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 14470/383 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Nov 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0126360438 |
| Book / Page | 012636 / 000438 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 313 JOPPA CROSSING WAY JOPPA MD 210853742, JOPPA, MD 21085-3742 |
| Document Number | 0126360438 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 012636/000438 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 313 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0126350403 |
| Book / Page | 012635 / 000403 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 313 JOPPA CROSSING WAY JOPPA MD 210853742, JOPPA, MD 21085-3742 |
| Document Number | 0126350403 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 012635/000403 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,546.00 (+11.54%) Homeowner's exemption | $325,367 (+5.46%) | $342,200 (-) Land $81,200 Building $261,000 |
| 2025 | $3,179.00 (+5.51%) Homeowner's exemption | $308,533 (+8.6%) | $342,200 (+17.31%) Land $81,200 Building $261,000 |
| 2023 | $284,100 | $291,700 Land $81,200 Building $210,500 | |
| 2022 | $3,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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