315 Joppa Crossing Way, Joppa, MD 21085 Property Records

Harford County property record for 315 Joppa Crossing Way, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,024 sqft · built 1999
Lot Size	0.155 acres (6,751 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2010)
Tax Bill	$3,658 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-271997`

Property Details

APN / Parcel Number

Primary APN	`01-271997`
Alternative APNs	`1271997` `271997`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,024 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,751 sqft (0.155 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	271997
Street Address	315 JOPPA CROSSING WAY
City	JOPPA
State	MD
Zip	21085-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 105 6751 SF 315 JOPPA CROSSING WAY JOPPA CROSSING PT 79/70
Legal Subdivision	JOPPA CROSSING
Legal Lot Number	105
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301401

Owner

315 Joppa Crossing Way is owned and occupied by two individuals who bought it in January 2010.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 JOPPA CROSSING WAY, JOPPA, MD 21085-3742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2010 · Amount on File
Deed Sale	Jan 27, 2010 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	20101226
Deed Book / Page	8478 / 441
Transfer Doc	0034060043
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	315 JOPPA CROSSING WAY, JOPPA, MD 21085-3742
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149620179
Date	Aug 16, 2021
Book Page	14962/179

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 315 Joppa Crossing Way was $3,658, up 11.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,658.00 (+11.66%)	$335,667 (+5.51%)	$353,200 (-) Land $81,200 Building $272,000
2025	$3,276.00	$318,133	$353,200 Land $81,200 Building $272,000
2023		$289,667	$300,600 Land $81,200 Building $219,400
2022	$3,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Joppa Crossing Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Joppa Crossing Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20