316 Jackson St, Petoskey, MI 49770 Property Records

Emmet County property record for 316 Jackson St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,090 sqft · built 1920
Lot Size	0.167 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Aug 2013)
Tax Bill	$2,506 (2024)
Deeds & Mortgages	May 2021 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-127-132`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-127-132`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,090 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft
Unfinished Basement	1,045 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,300 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 JACKSON ST
City	PETOSKEY
State	MI
Zip	49770-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	EMMET CITY LOT 13, BLK 9. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	EMMET CITY
Legal Block	9
Legal Lot Number	13
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1022
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	20135112072
Deed Book / Page	1159 / 398
Prior Transfer Date	Jun 12, 2013
Prior Transfer Doc	0005110376
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 JACKSON ST, PETOSKEY, MI 49770-2307

Mortgage

Document Number	0000001233/0000000264
Date	May 20, 2021
Book Page	0000001233/0000000264
Instrument	5186229

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 JACKSON ST, PETOSKEY, MI 49770-2307

Mortgage

Document Number	0000001243/0000000741
Date	May 5, 2022
Book Page	0000001243/0000000741
Instrument	5196713

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	May 26, 2021
Property Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Document Number	001233/474
Book / Page	1233 / 474
Instrument Date	May 19, 2021
Instrument	5186439
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 JACKSON ST, PETOSKEY, MI 49770-2307

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	May 26, 2021
Property Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Document Number	001233/475
Book / Page	1233 / 475
Instrument Date	May 19, 2021
Instrument	5186440
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 JACKSON ST, PETOSKEY, MI 49770-2307

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 6, 2018
Property Address	316 JACKSON ST, PETOSKEY, MI 49770-2307
Document Number	001207/890
Book / Page	1207 / 890
Instrument Date	Nov 2, 2018
Instrument	000005160784
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 HARDWOOD LN, HARBOR SPRINGS, MI 49740-8716

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,800 (+83.16%) Land $232,800	$465,600 (+83.16%) Land $465,600
2024	$2,506.00
2023		$127,100 Land $127,100	$254,200 Land $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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