307 Jackson St, Petoskey, MI 49770 Property Records

Emmet County property record for 307 Jackson St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.147 acres (6,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 2018)
Tax Bill	$3,290 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-200-026`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-200-026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,418 sqft Living Area
1st Floor Area	900 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,440 sqft (0.147 acres)
Garage Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 JACKSON ST
City	PETOSKEY
State	MI
Zip	49770-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	COM 66 FT S OF SE COR OF LOT 15, BLK 9 OF PLAT OF EMMET CITY, TH S 130 FT, TH W 50 FT, TH N 130 FT, TH E 50 FT TO POB. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	EMMET CITY
Legal Block	9
Legal Lot Number	15
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3005
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Miller, Jacob, House listed 1986 · 1 contributing resources · NRIS 86002031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Apr 27, 2018	Deed of Trust, Mortgage AMERIFIRST FINANCIAL
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL
May 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST COMMUNITY BANK
Apr 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	20185156085
Deed Book / Page	1203 / 189
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	1203/189
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 30, 2021
Property Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Document Number	001239/464
Book / Page	1239 / 464
Instrument Date	Nov 19, 2021
Instrument	5192425
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W LAKE ST, PETOSKEY, MI 49770-2310
Investor	Possibly a Property Investor

Mortgage

Document Number	0005192569
Date	Nov 30, 2021
Instrument	5192569

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203/0000000190
Date	Apr 27, 2018
Book Page	0000001203/0000000190
Instrument	000005156086

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 JACKSON ST, PETOSKEY, MI 49770-2306

Mortgage

Document Number	0000001228/0000000839
Date	Jan 8, 2021
Book Page	0000001228/0000000839
Instrument	5181808

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1212/269
Date	May 22, 2019
Book Page	1212/269
Instrument	5165189

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 27, 2018
Property Address	307 JACKSON ST, PETOSKEY, MI 49770-2306
Document Number	1203/189
Book / Page	1203 / 189
Instrument Date	Apr 25, 2018
Instrument	000005156085
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 JACKSON ST, PETOSKEY, MI 49770-2306

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,600 (+18.65%) Land $168,600	$337,200 (+18.65%) Land $337,200
2025		$142,100 (+55.47%) Land $142,100	$284,200 (+55.47%) Land $284,200
2024	$3,290.00
2023		$91,400 Land $91,400	$182,800 Land $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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