315 Jackson St, Petoskey, MI 49770 Property Records

Emmet County property record for 315 Jackson St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft
Lot Size	0.149 acres (6,523 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Nov 2019)
Tax Bill	$2,999 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-200-024`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-200-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Living Area
1st Floor Area	938 sqft
Basement Area	938 sqft
Unfinished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,523 sqft (0.149 acres)
Garage Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 JACKSON ST
City	PETOSKEY
State	MI
Zip	49770-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	PT OF GOV?T LOT 2, SECTION 6, COM AT S LN OF JACKSON ST AT PT 66 FT S OF A PT 150 FT W OF SE COR OF LOT 16, BLK 9, PLAT OF EMMET CITY, S 130 FT, W 42 FT, N 130 FT, E 42 FT TO POC. SECTION 6, T34N, 5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	S6 T34N R5W
Legal Block	9
Legal Lot Number	2,16
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3005
Census Tract	970800

Owner

315 Jackson St is owned and occupied by an individual who bought it in November 2019.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	315 JACKSON ST, PETOSKEY, MI 49770-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK
Jun 13, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	20195169508
Deed Book / Page	1216 / 587
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	1204/61
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 1, 2019
Property Address	315 JACKSON ST, PETOSKEY, MI 49770-2306
Document Number	1216/587
Book / Page	1216 / 587
Instrument Date	Oct 31, 2019
Instrument	5169508
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HIGHLAND PIKE RD, HARBOR SPRINGS, MI 49740-8514

Mortgage

Document Number	001216/588
Date	Nov 1, 2019
Book Page	1216/588
Instrument	5169509

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EMMET MI
Recording Date	Jun 13, 2018
Property Address	315 JACKSON ST, PETOSKEY, MI 49770-2306
Document Number	1204/61
Book / Page	1204 / 61
Instrument Date	May 30, 2018
Instrument	000005157156
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2045, PETOSKEY, MI 49770-2045

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,700 Land $209,700	$419,400 Land $419,400
2024	$2,999.00
2023		$115,800 Land $115,800	$231,600 Land $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Jackson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jackson St

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